Saturday, August 15, 2009

Budgeting Skills

It’s payday once again and as early as now I’m planning our budget together with the bills we have to pay. As this is the 15th of the month we have only water and internet bills to pay for plus the school service of my son. It’s easier this pay period because the bulk of our expenses come at the end of the month so I’m planning carefully to insert some extra commodities so as not to interfere with my month-end budget. Being a wife and mom doesn’t only means loving and taking care of your family. It also means being smart and wise in spending your hard-earned money or else you’ll end up short of funds for your basic essentials.

When we were newly married it’s easier to plan how we spend our money but now that we have three schooling kids a lot of budgeting skills should be used. Well if I failed with my skills we will end up getting some cash advance like what others do. But as of now I can still manage to get by with my hubby’s salary and my online job. It gave me a breathing space for my allotted money for our expenses. Luckily I’m getting plenty of work to keep me busy and contented with my income. I’m glad though that anytime I’ll be needing cash for emergency situation I can always get payday loans to help me get through. You’ll never really know when you need extra money for certain situations so you better be ready with some options. Anyway I just learned that it’s easy and quick to apply. Really fast cash!


1 comments:

Sandy August 16, 2009 at 9:03 PM  

Stopped in to say thanks for placing my ad, it's appreciated. Hope you'll swing by for a visit.

Sandy
I would warn people about using those pay loans services, many are being investigated for over charging, and many charge so much for interest that people end up in worse financial situations instead of better. Kids in school is expensive, both hubby and I worked full time plus in those days. Can't imagine how anyone does it with less than 2 full time incomes. What's your on line job?

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